Online Banking | Seattle Credit Union (2024)

What you need, when you need it.

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How to Enroll – for New Online Banking Users

• New Features Overview

• SCU HOW2 Video Series - Personal Banking

• SCU HOW2 Video Series - Business Banking

• FAQ

Banking Services To Help You Prosper

Living life on the go can be hectic. You don’t always have time to drop the kids at school, meet with clients, go to the grocery store, and get to the credit union. Seattle Credit Union understands, so we make it easy to access your accounts wherever you are. Seattle Credit Union members enjoy a suite of convenient services and tools for making their banking easier.

Click on any service below to learn more about how our services are built to help make our members' lives better.

  • ATMs

    As a Seattle Credit Union member, you have access to over 30,000 surcharge-free ATMs across the U.S. If you can’t get to a branch to access your Seattle Credit Union accounts, you can use any ATM with the Co-op Network logo.

    Find An ATM

  • Shared Branches

    Seattle Credit Union and credit unions across the country are cooperating to provide our members access to more than 5,000 CO-OP Shared Branch locations. Stop into a Shared Branch office and conduct transactions on your Seattle Credit Union account just as if you were standing in the lobby of one of our Seattle branches. The service is free. All you have to do is find a participating credit union near you by clicking the link below.

    Find A Branch

  • Mobile App

    Access your accounts from wherever you are. With Seattle Credit Union’s free mobile app for Android and iOS devices, you can:

    • View account balances and transaction history
    • Transfer between Seattle Credit Union accounts
    • Schedule payments to existing Bill Pay payees
    • Deposit checks from anywhere, using your device's camera
    • Find the nearest credit union branches and surcharge-free ATMs

    Get For iOS Get For Android

  • Online Banking

    The heart of your 24-hour virtual banking experience is Online Banking. Seattle Credit Union’s Online Banking is intuitive and full-featured with robust security and convenience. Access your accounts from anywhere you can get online. We are always working to make it faster and easier for our members to use.

    Just getting started? Click here the link below for instructions on how to log into Online Banking for the first time.

    First-time User?

  • Digital Wallet

    You can now connect your Seattle Credit Union credit and debit card to Apple Pay®, Samsung Pay®, or Android Pay®. Using digital wallet is even easier than plastic—your information is transmitted when you hold your device in front of the retailer’s check-out device, or contactless reader, wherever the Apple Pay, Android Pay, and Samsung Pay symbols are displayed. When you are ready to get started, read on about the few easy steps it takes to set it up.

    Set Up Digital Wallet

  • Loan Payment Options

    If you have a loan with Seattle Credit Union, we give you an array of convenient options for making your loan payment whether you want to pay from an account with us, or another bank or credit union. Options include making payments online, by phone, by mail, in the branch, or by using our Bill Pay service for recurring transactions. The choice is yours.

    See Your Options

  • Credit Sense

    With one powerful tool, access your credit score, full credit report, credit monitoring, financial tips, and education. You can do this ANYTIME and ANYWHERE and for FREE. Introducing Credit Sense for Seattle Credit Union members, another benefit of being a member/owner.

    CREDIT SENSE HAS ARRIVED

  • Bill Pay

    Take the stress out of paying bills. Schedule payments for your personal or business bills to payees using our Bill Pay service. Bill Pay is free and it can be set up easily. Grab a copy of the bills you would like to add and click the link below for instructions on setting up Bill Pay.

    Bill Pay Setup

  • Cashier's Checks

    Cashier's checks (and money orders) are a convenient option when your check amount needs to be guaranteed. You can request a cashier's check to be issued from your Seattle Credit Union savings account, checking account, CD, or money market account. Fees may apply.

    To request a cashier's check or money order, visit any Seattle Credit Union location or give us a call at 206.398.5500 to have a cashier's check mailed to you.

    Find A Branch

  • Direct Deposit

    Seattle Credit Union does support direct deposits from an employer or other similar entity. Generally, you can provide your account number and Seattle Credit Union routing number to your employer to begin your direct deposits. Seattle Credit Union’s routing number is 325081500. Most employers take about two payroll cycles for them to switch you from a paper check to direct deposit. Certain employers will request documentation, usually a voided check, showing that you own an account that can receive direct deposits. If you do not have any Seattle Credit Union checks available, we are happy to provide a direct deposit letter on our letterhead that will serve the same purpose.

    If you need your account number, you may locate it on your monthly or quarterly statement from Seattle Credit Union. Please note, that your member number cannot be used for direct deposits, it must be your account number. If you have any further questions please feel free to call our contact center at 206.398.5500, available Monday-Friday 8am-6pm and Saturday 10am-2pm.

  • Overdraft Protection

    Get the peace of mind of knowing your check and electronic transactions are covered with Seattle Credit Union's Account Link and Overdraft Services.

    Account Link can automatically transfer funds from your Seattle Credit Union savings or Money Market account into your checking account to cover a transaction saving you from the headache of a returned check or electronic transaction.

    Overdraft Services protect you if you accidentally overdraw your checking account. When you opt in to SafetyNet, instead of rejecting the transaction, Seattle Credit Union may draw your account negative to make sure your transaction isn't returned. You can also opt-in to have SafetyNet and One-Time Debit Card Transactions cover your everyday debit card and ATM transactions.

    To set up either or both overdraft services, speak with a member representative or call our contact center at 206.398.5500.

    Learn More

  • Telephone Banking

    Your phone is your key to access information about your account and handle many common banking tasks any time of the day or night. Check on account balances, see if a check has cleared, make loan payments, or transfer funds, all for free over the phone. To access telephone banking, simply call 206.398.5500 or our toll-free number, 800.334.2489.

  • Text Message Banking

    Seattle Credit Union's text message banking is a free, simple, secure, and fast way to check your balance or review transactions on the go. You can view account balances, set low balance alerts, review transactions, and even perform quick transfers with a simple text.

    • Text message banking works on any phone that can send and receive text messages.
    • No data plan is required.
    • Signing up is quick and easy.

    To get started, log into Online Banking and follow the instructions below.

    Sign-Up Instructions

  • Wire Transfers

    Seattle Credit Union can help you transfer money from your account to an account at another financial institution. Wire Transfers are faster and more secure than sending checks or money orders. In many cases the funds are available the same day, though fees do apply.

    Wire Transfer Details

  • Card Valet

    Debit and credit cards make it quick and convenient to make purchases online, at the corner store, coffee shop, or movie theater. To make your shopping safer, we offer CardValet®.

    CardValet is an app-based service that allows you to manage your Seattle Credit Union debit and credit card from your mobile device with just a few swipes. It allows you to:

    • Turn your card on and off, so that it's there when you need it but not if someone else tries to use it.
    • Set geographic restrictions on where your card can be used, including whether it can be used online or just in-store. Choose up to three regions based on where you do most of your shopping.
    • Restrict or allow transactions based on specific merchant types, like gas stations, restaurants, or travel services.
    • Establish transaction limits so you or another authorized card user can't spend more than you can afford.
    • Schedule alerts for certain locations, amounts, or merchant types, so you know if your card is being used in ways you haven't authorized.
    • View the transaction history associated with all of your registered cards.
    • Add notes and tags to transactions for easy viewing.

    Get CardValet

  • Partner Employers

    Are you a business owner or Human Resources professional? If so, we'd love to partner with you. Seattle Credit Union's Employer Partner program helps reduce employee stress through financial education. We offer an employee benefit with financial opportunities.

    As an Employer Partner you can receive personalized benefits and services from a dedicated Business Development Specialist. Our specialists are experts in providing financial education and onsite resources. These efforts will reduce employee stress and allow for a more productive and happy employee.

    Learn More

  • Loan Protection

    A rate, term, and payment aren’t the only things you can get with your loans. We also have great add-on products that help you protect your vehicle, your budget, and your credit.

    GAP Advantage: If your car is totaled in an accident, your insurance may not cover the entire balance of your loan, especially if your car is brand new. To make up the difference, we offer GAP Advantage coverage, which can cover whatever is left after your insurance company cuts their check.

    Mechanical Breakdown Insurance (MBP): MBP, also called Extended Warranty, can enhance and even replace the original manufacturer’s warranty and can cover breakdowns and repairs, so you don’t have to stretch your budget when your car is in the shop.

    Debt Protection: If you get hurt or get sick and can’t work, the last thing you may think about is your car payment. Debt Protection makes sure you don’t have to worry about it. When you are laid up for an extended period of time, Debt Protection can cover your payment until you are back up and around and able to return to work. Some plans can even cover periods of involuntary unemployment.

    Learn More

  • Debt Counseling

    Seattle Credit Union has partnered with Balance® to offer our members help with credit problems, housing counseling, money management counseling, debt management, and more. We hope you will take advantage of this free service for members only.

    Learn More

  • ITIN Assistance

    At Seattle Credit Union we work hard to support everyone in our community in their financial journey. If you do not have a Social Security Number (SSN) and are looking to secure an ITIN, we can help you. Our certified acceptance agents can verify people's supporting documentation and assist in answering any questions you may have.

    To schedule an appointment and receive assistance in applying for an ITIN, please call us at or toll-free at 800.334.2489.

    Learn More

Fees may apply. Click the button below for additional disclosures.

Additional Disclosures

How To Enroll

For New Online Banking Users

If you are NEW to Online Banking or the SCU app – now is a great time to get started! All you need is your personal information, SCU member number and checking or saving account number. The future of banking is electronic with web and mobile apps that save time and offer the convenience of anytime, anywhere banking.

Enroll in / use SCU Online Banking

Online Banking | Seattle Credit Union (1)

Online Banking | Seattle Credit Union (2)

New Features Put Your Finances At Your Fingertips

Streamlined Viewing Of All Your Accounts

Intuitive functionality makes it easy to view and manage your accounts, card controls and in-app alerts. You can check your balance, pay bills, transfer funds between SCU accounts and more.

Zelle Lets You Send/receive Money To Friends And Family In Minutes

Zelle is a quick, safe, easy way to transfer funds person-to-person. Instead of bringing a paycheck into the branch and separating out payments, now you can do it in just a few clicks without having to set up autopay.

If you are NEW to Zelle it's easy to set up. We'll provide a short SCU HOW2 video to walk you through the steps.

If you currently use Zelle with another financial institution, you have a choice to keep it there or move it to SCU – but Zelle can only be tied to one financial institution at a time. We recommend Zelle be tied to your primary account(s) used to transfer funds to friends and family (ie: primary checking or savings)

Activate A Travel Notice Or Skip-a-pay With One Click

You can set a Travel Notice so SCU is not surprised to see credit or debit card purchases from an unusual location. Plus, our anytime Skip-A-Pay program allows you to skip up to two monthly payments in a 12-month period on certain SCU loans. Both of these can be done with a simple click in Online Banking or the SCU app. No need to call or visit a branch.

Online Banking | Seattle Credit Union (3)

Safety & Security

There is no higher priority than the safety and security of our members, associates, and community. If you have questions or concerns, we're here for you at 206.398.5500 or send us a secure message through Online Banking.

Prevention

We have implemented enhanced cleaning in common areas, hand sanitizer, a safe social distance between members and associates, and a maximum capacity of people inside our branches to minimize the risk of person-to-person transmission of the virus. We are monitoring the latest information provided by the CDC, as well as local health officials, and will update our procedures as needed based on their recommendations and guidelines.

Your Funds Are Safe And Federally Insured

We want to assure you that in times of economic challenge, your Seattle Credit Union deposits are safe. We are well-capitalized and strong. Your funds are federally insured by the National Credit Union Administration (NCUA) to at least $250,000 and backed by the full faith and credit of the United States government.

Be Aware Of Covid-19 Scams

Unfortunately, scammers are taking advantage of the fears surrounding the COVID-19 pandemic. We want to share a few tips for protecting your private information:

  • If you are contacted and asked for online banking credentials, credit card numbers, or other Personal Identification Information (PII), be vigilant.
  • Be suspicious about any offer via email or telephone that appears too good to be true. Never provide PII on an unsolicited phone call or click any links on an unsolicited email. Always determine if the person or business you are interacting with is legitimate. If in doubt, go directly to the company's website or call a reputable number to verify any information.
  • Be careful about offers for work from home schemes, job opportunities, or any emails or texts that are about checks from the government. Government agencies do not communicate through social media outlets and will never ask you to pay a fee for a government grant.
  • Be aware of stimulus check scams: Some scammers may start using official-looking fake checks to steal money and confuse people into turning over personal information.
  • Coronavirus scams: What the FTC is Doing: The FTC has compiled some useful tips for keeping scammers at bay.

Se habla español

Por favor llame al 206.398.5594 para comunicarse con nuestros representantes que hablan Español a fin de obtener detalles o si tiene preguntas.

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Online Banking | Seattle Credit Union (2024)
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